Who Pays

Private Pay – The resident pays with their own personal funds from a pension, retirement account, CD, savings or other source of income.

Medicare - Medicare is a program of the federal government designed to provide medical insurance for persons over the age of 65 or older, or for people who are permanently disabled. Medicare Part A pays for inpatient hospital care and services at skilled nursing centers for up to 100 days if medically necessary following a 3 day in patient hospital stay.

Medicaid – Medicaid is a Federal and State of Indiana program administered by the Local Division of Family and Children for those needing assistance to pay for all or part of their healthcare expenses. If a resident is eligible for Medicaid based on their income and assets, Medicaid will pay all or part of the cost of skilled nursing care, as long as care is determined medically necessary.

Long Term Care Insurance – Some residents have specific insurance policies to cover the cost of long-term care services. Sanctuary at St. Joseph's is happy to work with insurance cases on an individual basis. All private insurance billing by Sanctuary at St. Joseph's is done as a convenience to the resident and their family. However, the resident will have the financial burden to fulfill the payment to Sanctuary at St. Joseph's.

Private Insurance - There may be times when a resident has been involved in an accident and there is either automobile or other liability insurance responsible for payment of resident’s medical expenses. Sanctuary at St. Joseph's is happy to work with insurance cases on an individual basis. All private insurance billing by Sanctuary at St. Joseph's is done as a convenience to the resident and their family. However, the resident will have the financial burden to fulfill the payment to Sanctuary at St. Joseph's.